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CoinQuest CoinQuest

29 states now require financial literacy for high school graduation, with more passing legislation every year (NEFE, 2025). Schools need curriculum — yesterday.

CoinQuest is the first K-12 adaptive financial literacy platform. See what it looks like at every grade level — from counting coins to managing portfolios.

District Preview

CoinQuest Characters

8 playable characters included free. Students pick their avatar and take it through every world.

Quinn
Quinn
The Champion
Competitive spirit who loves earning rewards.
Priya
Priya
The Strategist
Smart, confident, always a step ahead.
Penny Pup
Penny Pup
The Adventurer
Loyal companion who sniffs out savings opportunities.
Coin Cat
Coin Cat
The Collector
Curious and clever — always finding hidden coins.
Goldie
Goldie
The Investor
Bold, confident, always chasing gold.
Sage
Sage
The Analyst
Plans every move — patient and precise.
Buck
Buck
The Hustler
Entrepreneurial energy — always earning.
Penelope
Penelope
The Saver
Loves saving every penny she can find.

👑 Premium Characters

Students earn coins by completing quizzes and challenges, then unlock these characters!

🌱 Animal Crew
🔒
Savings Bunny
Savings Bunny
🪙 150 Coins
Patient saver who teaches long-term thinking.
🔒
Budget Bear
Budget Bear
🪙 200 Coins
Master of budgets — every dollar has a job.
🔒
Investment Owl
Investment Owl
🪙 350 Coins
Wise and strategic — sees the big picture.
🔒
Vault Dragon
Vault Dragon
🪙 500 Coins
Fiercely protects savings — guards the vault.
✨ Rare Collection
🔒
Fortune Elephant
Fortune Elephant
🪙 750 Coins
Never forgets a lesson — strong and wise.
🔒
Zen Koala
Zen Koala
🪙 750 Coins
Calm under pressure — mindful with money.
🔒
Market Fox
Market Fox
🪙 1,500 Coins
Clever and quick — spots every opportunity.
🌟 Legendary
🔒
Reef Dolphin
Reef Dolphin
🪙 1,500 Coins
Navigates complex waters with grace.
🔒
Blaze Phoenix
Blaze Phoenix
🪙 3,000 Coins
Rises from every setback — unstoppable learner.
🔒
Crystal Unicorn
Crystal Unicorn
🪙 10,000 Coins
The ultimate reward — true financial mastery.

Meet Your AI Guides

Each grade band has a dedicated AI Guide powered by PENNY. They narrate lessons, introduce character avatars, answer questions in real time, and adapt to every student's level.

Copper
Copper
AI Guide · K-2 · Penny Island
Cheerful and warm, Copper grew up in a piggy bank village where every coin has a story. Copper believes learning about money should feel like play — sorting coins, picking between needs and wants, and watching a piggy bank grow.
Coin Values Needs vs Wants Saving Basics
"Every penny really does count!"
Clover
Clover
AI Guide · 3-4 · Treasure Trail
A junior detective who investigates how money works in the real world. Clover once tracked every penny their family spent for a whole month — and it changed how they thought about money forever. Always carrying a notebook full of money facts.
Making Change Comparing Prices Entrepreneurship
"Turning everyday questions about money into lessons that stick."
Marco
Marco
AI Guide · 5-6 · Galaxy Station
An adventurous young entrepreneur who runs a neighborhood maker space where kids build businesses, budgets, and big dreams. Marco turned a hobby of building model rockets into a weekend business. Knows the 50/30/20 rule isn't just math — it's freedom.
Budgeting Compound Interest Scam Detection
"Understanding money is the first step to building something real."
Aria
Aria
AI Guide · 7-8 · City Arena
A youth financial journalist who breaks down complex money topics into clear, compelling stories. Aria started a school blog called "Money Matters" that went viral when she exposed how social media influences teen spending. Knowledge is power — financial knowledge is freedom.
Credit Scores Behavioral Biases Impulse Control
"See through financial noise. Make decisions based on evidence."
Sterling
Sterling
AI Guide · 9-10 · Summit Labs
Started investing at 16 with birthday money and hasn't looked back. Now managing a small portfolio and mentoring peers, Sterling speaks to students like equals — no sugar-coating. His first real lesson came from reading a paycheck stub and seeing how much goes to taxes.
Investing Tax Basics Debt vs Investing
"Decisions you make at 16-22 set the trajectory for your financial life."
Morgan
Morgan
AI Guide · 11-12 · Executive Suite
Graduated early, got her first apartment at 18, and learned everything the hard way — from lease fine print to maxing out her first Roth IRA. Morgan treats students like peers about to launch. No lectures, just real talk about the financial decisions that matter most.
Retirement Tax Filing Estate Planning
"Your final guide before full financial independence."
Grades K-2 Copper
Penny Island — Guide: Copper
What Are Coins?
Copper teaches pennies and nickels through drag-and-drop sorting, tap quizzes, and interactive counting.
Grades 3-4 Clover
Treasure Trail — Guide: Clover
Making Change
Clover leads making change, price comparison, and cash register challenges with drag-and-drop sorting and interactive counting.
Grades 5-6 Marco
Galaxy Station — Guide: Marco
Budgeting Basics
Marco teaches the 50/30/20 rule through interactive budget builders, needs-vs-wants sorting, and real-world spending scenarios.
Grades 7-8 Aria
City Arena — Guide: Aria
Credit & Smart Spending
Aria teaches impulse vs intentional spending, credit card costs, and the true cost calculator with drag-and-drop and interactive challenges.
Grades 9-10 Sterling
Summit Labs — Guide: Sterling
Investing & Compound Interest
Sterling explores simple vs compound interest, the Rule of 72, investment risk classification, and growth projections with interactive challenges.
Grades 11-12 Morgan
Executive Suite — Guide: Morgan
Portfolio & Retirement
Morgan teaches asset allocation, retirement planning, net worth calculation, and financial independence with interactive portfolio builders and calculators.
Why Districts Choose CoinQuest
CE

CALE Adaptive Engine

Real-time difficulty adjustment with 3 error categories (careless, misconception, conceptual). Students who struggle get scaffolded Teaching Moments; students who excel skip ahead. SmartScore tracks mastery per skill.

6W

6 Worlds, 177 Modules, K-12

Full coverage from coin identification (K-2) through portfolio management (11-12). Aligned with JumpStart National Standards. No other platform covers K-8.

TD

Teacher Dashboard + PENNY AI

Module completion rates, CALE error breakdowns, learning analytics, and CSV exports. PENNY AI gives every student a personal tutor that answers questions and adapts to their level.

♾️

PENNY AI Tutor

Every student gets a personal AI tutor that answers financial literacy questions, explains concepts in age-appropriate language, and provides hints during activities. PENNY adapts to each student's grade level and learning pace.

K-12 Grade Coverage — The Competitive Advantage
Most financial literacy platforms only serve high school. CoinQuest covers every grade band from Kindergarten through 12th grade — the first platform to do so.
Feature CoinQuest EverFi NGPF
Grades K-2 Penny Island Not available Not available
Grades 3-4 Treasure Trail Not available Not available
Grades 5-6 Galaxy Station Not available Not available
Grades 7-8 City Arena Not available Not available
Grades 9-10 Summit Labs Available Available
Grades 11-12 Executive Suite Available Available
Adaptive AI (CALE) Real-time difficulty adjustment Static content Static content
AI Tutor (PENNY) Personalized hints & coaching No AI tutor No AI tutor
State Standards Alignment JumpStart National Standards Partial Partial
Total Modules 184 interactive modules ~20 courses ~30 units
Content Generation PENNY AI personal tutor Fixed content library Fixed content library
Start a Free 60-Day Pilot
We'll set up CoinQuest in 2 classrooms at no cost. Your teachers get full access, real student data, and direct founder support. No contracts, no risk.
Per-Student Flexible per-seat licensing
Per-School Unlimited students, one campus
Per-District All schools, volume pricing